19+ Loans

19+ Loans

Getting the funds you need for the career you want has never been easier.


If you’re 19 or older and thinking about a level 3 course or level 4 in Hospitality Management, you can now get a Government backed loan to cover the cost of your training.

Courses such as Certificates, Diplomas, and Advanced & Higher Apprenticeships can now be paid for by a low interest, low-cost loan.

A 19+ Loan covers all your course costs and applying involves just one simple form.

Repayments don’t start until April 2016 and only then if you earn over £21,000 a year. If you earn less, you pay nothing, if you stop working, your repayments stop too.

The 19+ Loan is Government backed, so repayments are really low, starting at £7.00 per month. Even then your employer can contribute or pay the loan in full.

Anyone can apply for a loan whether they are unemployed, employed, already in training or in further education.


(Click on the options below to find out more)


There are a few simple rules to access a 19+ Loan:

  • Will you be 19 or older on the first day of your course? (There’s no upper age limit).
  • Are you living in the UK on the first day of your course, and have lived in the UK/EU for 3 years immediately before this?
  • Your course starts after 1st August 2017.
  • You choose a course at Level 3 or higher. you can search for eligible courses on this site.
  • Remember getting a loan doesn’t depend on your household income and there’s no credit check.
The Higher You Go, the Greater the Rewards

Higher Education is an option but is expensive. Average HE Student Debt is over £59,000. Someone taking out a 24+ Loan on average will only need to borrow up to £3,500, and with a 24+ Loan, all your course costs are included so you don’t have to worry about finding that extra cash.

Anyone can apply for a loan. So if you’re already working, looking to move up the ladder or even if you want to get back into work, a 24+ Loan will help you get there.

Remember, better skills mean better prospects. You don’t have to borrow very much to reap the rewards.


Taking out a 24+ Advance Learning Loan can be a way of securing a better future. Someone with Level 3 qualification on average earns £3,000 more a year than someone who doesn’t.


You’ll only start making repayments when or if your income is more than £404 per week, £1,750 per month or £21,000 per year. 24+ Loans are Government backed so repayments are really low, starting at less than £7.00 per month. Even then your employer can contribute or pay the loan in full.


Tel: 01527 592666

Email: office@bellistraining.co.uk


Mon-Thurs:  8:30am to 4:30pm

Fri:  8:30am to 3:30pm

  • Income each year before tax

    • Up to £21,000
    • £22,000
    • £25,000
    • £30,000
    • £35,000
    • £45,000

  • Monthly Salary

    • £1,750
    • £1,833
    • £2,083
    • £2,500
    • £2,917
    • £3,333

  • Monthly Repayment

    • £0
    • £7
    • £30
    • £67
    • £105
    • £142

Contact us now for further information